Saturday, August 29, 2009
Really Cheap Auto Insurance -- 4 Time-Tested Recommendations
1. You can bring down your vehicle insurance rates by going for a multi-vehicle discount. It makes sense to insure all your cars with the same insurer unless you have a better deal for a number of your vehicles with another insurer. You can ensure you are choosing the best in your case by doing extensive comparison shopping. But if you don't plan to shop around, you can rest assured that you'll still save considerably with a multi-vehicle discount.
2. A multi-policy discount is one sure way to cut down your total insurance cost. That's, for example, if you get an auto insurance policy from the very provider which covers your home insurance.
Nevertheless, bear in mind that you might be better off if you get your different policies from various providers who give you the cheapest quotes for each policy. Getting quotes and comparing them with savings you'd make are highly beneficial steps. When you're done, you won't be guessing as you choose which to do since you're positive about which saves you more.
3. There is something referred to as "good driver discount." It is for policyholders who have not made a claim for three years and above. But bear in mind that not all providers give this discount.
Your agent must be made to understand your displeasure with their refusal to give you such a discount and do NOT forget to point out that you might switch to a different insurer. Take it or leave it, every insurance provider likes having drivers who stay claims free for these number of years and you shouldn't have any difficulty getting better rates with a number of other insurance companies.
Most insurers will do everything within their powers to ensure they do NOT lose a prized policyholder and this should draw a concession from them.
4. You can save much money in auto insurance if you get and compare auto insurance quotes from insurance quotes sites. You will realize savings if you go to just one quotes site. But, you'll get more by using at least five.
The straightforward reason for this is that you will receive many more auto insurance quotes from many more insurers. This increases your chances of getting better rates.
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