Cheapest Car Insurance -- 4 Guaranteed Tips

1. You can reduce your car insurance premium by taking advantage of a multi-vehicle discount. You can only do otherwise if the total of your premiums with different insurance carriers is less than what you'll be given with a multi-vehicle discount if you buy from one insurer. You can be sure by first doing a little research before taking this step. But if you don't have plans to shop around, you can be sure that you'll still save a bit with a multi-vehicle discount.

2. You'll as well get a reasonable discount if you have multiple policies with the same insurance carrier. All you have to do to qualify for this discount is to buy your auto policy from the very company that is providing, say, your homeowner insurance.

Nevertheless, care has to be taken because the fact that an insurance provider offered you low rates for one policy does NOT guarantee that they will for another. It is advised that you comparison shop. Thereafter, you'll not be guessing as you choose which to do because you know for sure which saves you more.

3. There's something referred to as "good driver discount." It's for policyholders who have not made claims for three years and more. A number of insurers do NOT present this discount without some pressure.

If your insurer is one of the few who don't give this discount tell them point-blank that you will switch to another provider. In fact, you should leave them because you'll certainly get a better offer somewhere else if you've kept a clean slate for this length of time.

Almost all insurers will do everything within their powers to make sure they do NOT lose a prized policyholder and this should draw a concession from them.

4. You can get better rates on auto insurance now by visiting not less than five insurance quotes sites. Each quotes site will require around 5 minutes or less to receive quotes. (Some people give details that is not really correct about themselves. That isn't smart as the quotes you'll get this way won't do you any good).

You'll have to select lowest auto insurance quote for you from the list of quotes returned. That's all there is to it. But you could get savings hundreds of dollars.

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