Cheaper Arkansas car insurance rates are easy to attract if you get and use the right tips. Here are some you cannot afford to miss...
1. Retain an outstanding credit rating. A poor credit record will cost you in higher car insurance rates. The simple reason for this is that there is a general consensus among most insurers that there is a correlation between poor credit histories and high risks. This translates to more danger to them and higher premiums for you.
2. Are you aware of every discount that your insurance provider offers?
Since agents too are not above mistakes they might not remember to tell you about some discounts you should take advantage of. The only way to ensure this is not true in your case is by telling your agent to list out all discount that your insurance provider gives. You might be surprised at discounts you've not taken advantage of.
3. A loyalty discount is another thing that will reduce your Arkansas car insurance rate. You'll get discounts of up to five percent on your auto insurance if you remain with the same insurer for up to 3 years. The longer you stick with the same insurer, the more the discount you're likely to attract.
However although it is a decent way to save, you may realize more savings if you forget about a loyalty discount and get another insurer....
Supposing your Arkansas auto insurance premium with your current insurance provider is $2,500 you will get a discount of about 5% or $125 if you stay for at least three years.
Within the course of these 3 years you might get an insurance provider who'll give you a similar auto insurance coverage or better for less than $2,000. Then it won't be wise to stay put because you want to qualify for a discount down the road knowing that the expected discount is less than savings you will get now if you change to another insurer.
you will almost always pay less if you take the time to do extensive shopping because there are hundreds of auto insurance companies around. To be sure you are not loosing a better deal, get and compare auto insurance quotes not less than five insurance quotes sites.
Here are trusted sites for auto insurance quotes...
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Thursday, December 25, 2008
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