Tuesday, December 23, 2008

Teen Car Insurance In Arkansas -- To Guarantee They Stay Safe And Also Get Cheaper Rates

Teen drivers are not good risks to any Arkansas insurer. Several parents will really do all within power to keep their teens from driving yet. Notwithstanding this may work for a number of families, it might not work in many others.

Peer pressure makes it unacceptable for them to be the only teens among their peers who aren't allowed to drive yet. So what can you do to both help them stay safer and bring down the usually high car insurance premium associated with teen drivers? Following are tips that will be of great help whether you're in Arkansas or not...

It's normal for your teen to expect privileges that come with adulthood while they avoid the responsibilities that come with it. Nevertheless, if you want to help your teenager really grow up, let them know that with every privilege come some responsibilities.

If it makes sense in your circumstance, let them pay for their car insurance or at least bear a part of their auto insurance premium. Whatever suggestions you make thereafter that will help reduce what they pay will be more easily accepted because they're the ones paying and they will also be the ones to benefit from lower Arkansas car insurance rates.

Here are a few rules that will keep your teenager safer...

1) Ensure they never drive with only fellow teens as passengers.

2) Let there be an agreement between you and your teenager that they won't drive in the night. And, where it becomes inevitable, go over things they must bear in mind.

Those who drive in the night (between 9.00pm and 2.00am) run a bigger risk of having accidents.

3) They must never touch the steering wheel once they've taken any form of alcoholic beverage. For their safety they should not touch the steering wheels even if all they took was just a sip.

4) Let your teen know that they shouldn't race on the highway and let them know the risk they run if they do.

Have a stiff sanction if they violate speed limits or traffic laws.

5) Encourage your teen to tell you wherever they want to drive to and know in whose company it will be if any. It may be hard sometimes but there are place where your teen is better off using public transport.

Yes, these may not work in homes where the parents and teens don't have a good relationship already. Nevertheless you can lower your teen's rates by getting and comparing quotes.

Here are trusted sites for auto insurance quotes...

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