Seattle Auto Insurance coverage is required by law for residents driving in the area. It is very likely that all drivers will be in an accident at one time or another.
Low speed and low impact collisions are responsible for injuries to drivers and passengers every year. A rear end in slow moving traffic is an example of this. Injuries resulting are usually soft tissue related and are difficult to diagnose and treat.
Damages and injuries resulting from the collision will be assessed by an insurance adjuster before the insurance provider will make any payments. The insurance provider can be independent or work solely for your insurance provider. If the collision you were in was quite minor, they may not believe that you were really injured.
Understanding what the mindset of the insurance adjuster will be in can be beneficial to you if you do find yourself in this circumstance. They could be trying to prove that you were not injured or be skeptical at the least.
A low speed accident is pretty self explanatory. Low impact accidents relate to the difference in speed between the vehicles involved in the accident. Such as if you are going 45 mph and collide with a vehicle going 55 mph, then the difference is 10 mph and therefore low impact.
If the collision is a result of the other driver's actions then it is his insurance's responsibility to cover the expenses. However, if he is uninsured or if his insurance provider will not accept the responsibility, then you may have to submit the claims directly to your insurance provider.
Collision coverage on your auto insurance policy will pay for the damages to your vehicle if you have to file a claim with your own provider. Any injuries will be covered under your health insurance policy and not your auto insurance.
Low speed and low impact collisions are responsible for injuries to drivers and passengers every year. A rear end in slow moving traffic is an example of this. Injuries resulting are usually soft tissue related and are difficult to diagnose and treat.
Damages and injuries resulting from the collision will be assessed by an insurance adjuster before the insurance provider will make any payments. The insurance provider can be independent or work solely for your insurance provider. If the collision you were in was quite minor, they may not believe that you were really injured.
Understanding what the mindset of the insurance adjuster will be in can be beneficial to you if you do find yourself in this circumstance. They could be trying to prove that you were not injured or be skeptical at the least.
A low speed accident is pretty self explanatory. Low impact accidents relate to the difference in speed between the vehicles involved in the accident. Such as if you are going 45 mph and collide with a vehicle going 55 mph, then the difference is 10 mph and therefore low impact.
If the collision is a result of the other driver's actions then it is his insurance's responsibility to cover the expenses. However, if he is uninsured or if his insurance provider will not accept the responsibility, then you may have to submit the claims directly to your insurance provider.
Collision coverage on your auto insurance policy will pay for the damages to your vehicle if you have to file a claim with your own provider. Any injuries will be covered under your health insurance policy and not your auto insurance.
About the Author:
Steve Turner is a wonderful asset to use when trying to locate the best Seattle Auto Insurance coverage. Seattle Auto Insurance Prices Steve Turner works with a number of insurance companies and can therefore provide you with the best Seattle Auto Insurance coverage at the most affordable price. Seattle Auto Insurance Cost
No comments:
Post a Comment