Thursday, April 16, 2009

Inexpensive Seattle Auto Insurance for Singles

By Steve Turner

Seattle Auto Insurance is more expensive for single drivers than for mature or married drivers. The age of the driver also goes into account. A 29 year old male will receive a lower premium than a 23 year old male, even if they have the same driving records.

High risk young drivers that are considered to be high risk will be offered a higher premium than those that are less risk. Male drivers with a poor driving history and are under the age of 25 will be given quite a high price. But on the other hand, insurance providers do not generally see single women as high risk so their premium will be cheaper.

There are things besides your age and sex that determine how your insurance premium is calculated. You should do research to find out the most about all the different factors that go into play.

Your insurance premium will also be calculated on the area in which you live. If there is a lot of crime or traffic in your area then you will be at a higher risk for needing to file a claim and therefore will be offered a higher premium.

Your driving record will also be taken into consideration. Speeding or drinking tickets will result in you having to pay higher auto insurance rates. Insurance providers can look at your driving record as far back as 10 years.

You will be asked to give information on your vehicle such as the type and age. The provider will also evaluate how many claims for accidents you have filed. They will also take into account your job and education status.

Obviously there are a lot of items taken into consideration when an insurance provider calculates the insurance premium that you will be offered. The quickest way to find the right policy for you is to do some comparison shopping online.

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