Saturday, September 26, 2009

Cheap Car Insurance: 4 Proven Steps


1. People who have more than one vehicle will make huge savings if they insure them all with the same insurance company. It makes sense to insure all your cars with the same insurance company unless got a better bargain for one of your cars with another insurance carrier. Doing some shopping and then comparing with what you'll save with a multi-vehicle discount is an easy way to know for sure if this serves your best interest. But if you don't have plans to shop around, you can be sure that you'll still save a bit with a multi-vehicle discount.

2. Holding several policies with a specific provider as well draws a considerable discount. All you are expected to do to become eligible for this is to buy your vehicle insurance policy from the same company which is underwriting, for example, your homeowner insurance.

However, I must emphasize that you might not save as much as you could by changing to another insurer. Do some research with quotes sites and also have a chat with your insurance agent. You will be sure of the right option for you when you take this step.

3. Remaining claims-free will get you a good discount. But bear in mind that not all providers give this discount.

If your insurance agent says that they don't give this discount let him or her know that you will switch to another insurance carrier. As a matter of fact, you should because you'll almost always find a better offer with another company if you've kept a clean slate for this number of years.

Most insurance providers will do everything possible to ensure they do NOT lose you and this will likely result in a concession from them.

4. You can get better quotes on auto insurance today by visiting a minimum of five insurance quotes sites. Each site will take you around 5 minutes or less to receive quotes. (Some people give details that is not really true about themselves. That isn't wise as the quotes you'll get this way will NOT be of any use to you).

You'll simply choose lowest auto insurance quote for you from the list of quotes you've obtained. That's all there is to it. Nevertheless you could make savings hundreds of dollars.

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