Dirt Cheap Car Insurance -- 4 Sure-Fire Tips

1. A multi-vehicle discount is a smart and easy way to enjoy cheaper car insurance rates. You are only advised to do otherwise if the sum of your premiums with various insurers is less than what you'll be given with a multi-vehicle discount if you buy from one insurance company. You can ensure you are making the right choice by doing extensive comparison shopping. But if you don't have plans to shop around, you can be sure that you'll still save considerably with a multi-vehicle discount.

2. Maintaining several policies with one insurer equally gets you a reasonable discount. This simply means you should endeavor to purchase your auto policy from the very insurer that handles your home owners, health or LTC insurance policies.

However, I must stress that you might NOT be saving as much as you might by changing to another insurer. Shopping around for quotes and comparing them with what you'll save are highly recommended steps. When you're done, you won't be guessing as you choose which to do because you're positive about which saves you more.

3. Remaining without making claims will qualify you for a special discount. Some insurance providers may not present this discount without some persuasion.

If your insurance provider is one of those who don't give this discount let them know without mincing words that you will move over to another insurance carrier. In fact, you should because you'll definitely find a better offer somewhere else if you've maintained a claims-free status for this number of years.

Most insurance providers will do everything possible to ensure they do NOT lose a prized policyholder and this should lead to a concession from them.

4. You can lower your auto insurance premium by obtaining and comparing quotes from at least five good quotes sites.

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