Cheapest Car Insurance: Savings Tips For Particular Age Groups

1. Under-25 drivers get very high car insurance rates. However, one thing you can do to enjoy lower rates if you fall into this age bracket is maintain good grades. It's called the good student discount.

You need to have a grade point of not less than B to have a good student discount. For those who qualify, you can expect discounts of about 5%. Young drivers who maintain good grades are usually considered more responsible and less likely to take to recklessness behind wheels.

2. Taking a drivers' refresher course will help people above fifty-five years reduce their rates. Completing this type of course will qualify you for discounts as high as 10 percent. To get the finer details of what to do and how much you'll save with your insurance carrier, consult your agent.

3. A good number of insurance carriers offer a retiree discount. Retired persons do NOT have to drive to a place of work every day. A driver's total mileage is a strong point which affects what is paid in premiums. So anything that lowers your total mileage count remarkably must reduce your rate.

Don't forget that you are eligible for this if you're a retiree. Do find out the finer points from your agent. If for any reason they don't have a retiree discount, remember to tell your agent about the change in your mileage. This should bring about lower rates for you.

4. You can get cheaper rates on auto insurance today by visiting a minimum of five quotes sites. Each quotes site will take you around 5 minutes or less to request quotes. (Some folks give details that is not really correct about themselves. That is NOT wise since the quotes you'll get this way will NOT be of any use to you).

You'll have to pick the best auto insurance quote for you from the list of quotes obtained. That's all there is to it. Nevertheless you could easily save hundreds of dollars.

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