When you are faced with a DUI, one of the tough issues you will end up encountering will be finding cheap car insurance. It doesn't matter what your driving record was before your DUI as your record has now changed.
Know that there will be some trying times ahead of you after you have gotten a DUI. One of the reasons is that your insurance company will now classify you as a high risk driver. This alone can result in premium increases that can range from an additional 50% of what you are paying to the company dropping your coverage.
When you are classified as a high risk driver, you will be paying more. Sometimes the same insurance company that you were with before your DUI, if they don't drop your coverage, will reassess your rates and it could be almost twice as much, if not more.
When you are shopping around for cheap DUI car insurance, you will be talking to numerous agents. You will want to be honest with them about your record because they can, and will find out the truth about your DUI history. Don't take their decision personally as each company has strict guidelines that they follow about who they will insure.
If you are not honest about your DUI, the company will find it on your records check. This could lead to them dropping you if you have already been given coverage. Or, if they don't drop you, expect a large rate increase to reflect the discovery of your record.
No matter how you look at it, finding cheap car insurance after a DUI will be tough. Being honest and taking your time will usually result in finding the best rates possible.
Know that there will be some trying times ahead of you after you have gotten a DUI. One of the reasons is that your insurance company will now classify you as a high risk driver. This alone can result in premium increases that can range from an additional 50% of what you are paying to the company dropping your coverage.
When you are classified as a high risk driver, you will be paying more. Sometimes the same insurance company that you were with before your DUI, if they don't drop your coverage, will reassess your rates and it could be almost twice as much, if not more.
When you are shopping around for cheap DUI car insurance, you will be talking to numerous agents. You will want to be honest with them about your record because they can, and will find out the truth about your DUI history. Don't take their decision personally as each company has strict guidelines that they follow about who they will insure.
If you are not honest about your DUI, the company will find it on your records check. This could lead to them dropping you if you have already been given coverage. Or, if they don't drop you, expect a large rate increase to reflect the discovery of your record.
No matter how you look at it, finding cheap car insurance after a DUI will be tough. Being honest and taking your time will usually result in finding the best rates possible.
About the Author:
Finding DUI car insurance can be a tough search, however Thomas has written extensively about that and other topics related to finding cheap car insurance rates.
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