Sunday, March 22, 2009

Young People Car Insurance

By Arnold Nemesis

Did your son just pass his driving test last year but were ripped off with the high cost of insurance premium? You can now set your worries aside for there are several options for you to reduce your son's auto insurance premium.

Young drivers are, most often than not, prone to traffic accidents because they are still inexperienced drivers. That is why most insurers charged them high cost of insurance premiums. They are often cited for traffic violations which prompted most of our insurers to classify them as high risk drivers. It is, therefore, very important for the parents to teach their children to follow rules when driving to avoid getting involved in traffic accidents.

Young people also tend to choose cars that are expensive or fast. The faster it is, the better for them. Therefore, it is recommended to accompany your child in buying their car if you haven't purchased one yet. Let your child become aware that expensive cars are also expensive to insure. Let him choose those cars that have low cost maintenance to have a cheaper insurance premium.

However, even with the parent's advice, statistics still shows that young drivers often get cited for reckless driving habits. In fact, young males get into more trouble than young females. That is why insurance premium is so high for this age group.

But not all insurance companies hold the same impression for these young people. They know that there are responsible young drivers out there. There are still a number of insurers that are offering cheap car insurance packages for these teen drivers. In order for your child to take advantage of this opportunity, try to follow the following tips:

keep up a good driving record

add your child to your policy

have at least B average in school

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