Wednesday, March 11, 2009

What Affects Car Insurance Quote

By Candy Jameson

If you found yourself looking for ways on how to get cheap car insurance rate for your teen son who is about to get his first car, pause for a while and read this. Do not consider buying fancy vehicle for your teen son. Why? Because you may end up paying more for your car insurence premiums.

Several studies have established the fact the type of vehicle affect how much your car insurence quotes will be. The more expensive your car requires for repair cost the higher you premiums can be. Also, if your vehicle is among the thief's favorites or is likely to ask for higher car insurance claims then most likely your car insurance premiums may be higher. The Highway Loss Data Institute conducted a study about the type of vehicles that are likely to require higher car insurance quote premium so read on.

For car that poses lower risk to be stolen, said study found that Buick LeSabre is the right car for you. Moreover, it is said that this kind of car has significantly "no chance" for theft activities. Meanwhile, Chevrolet Corvette vehicle proved to be a thief's favorite having over an average of 5 times to be stolen. In addition, Toyota Celica has 67% more chance of theft activity as opposed to Toyota Camry.

The best car when it comes to performance for crash test is said to be 2002 Lexus IS 300. But this type of vehicle also cost more to repair thus higher auto insurance rates.

If you are worried about your safety, then you may want to consider Porsche 911, if you have the money for it. This vehicle is listed as having 67% of less chance for auto insurance claims. Meanwhile, the Mitsubishi Lancer is noted as having almost 2 times higher for injury claim rate.

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