Do you have a car you've not driven in months? Is one of your cars been covered in the garage for up to six months because it's broken? Have you removed it from your auto insurance policy?
Funny as it may seem, this is one reason some folks pay higher rates than they should. I hope this is not the case with you.
You will get discounts with some insurers for being part of an auto club. Don't let the size of the discount this may offer deter you from going for it if it makes sense in your situation.
Do your best to represent the facts exactly the way they are. Insurance fraud costs us all.
Furthermore, an insurer has the right to cancel your policy if you give false details.
You'll then lose in a very big way. Insurers increase your rates by a good margin once you've let your policy lapse or had it cancelled for reasons like this.
Insurance fraud costs the average family an extra $1,500 in premium dollars each year. Help make the world a better place by doing your bit to ensure we don't have to pay a lot more.
Stay claims-free for more than three years and most insurers will give you a special discount. Here's a tip: Even though you might have cause to make a claim, don't if they are minor issues. Therefore, if it's a minor case, handle it on your own. What you'll gain from a No Claims discount will certainly outweigh it.
Using your parents' car insurance policy is another option for you an under 25. The fact that you are of driving age means that your parents belong to a better risk age group.
You have to bear in mind, though, that the vehicle must be registered in their name and you must be living with them if you want to use this option. This means that they legally own the vehicle. If the benefits of "independence" outweigh your car insurance savings then this is certainly not alternative for you.
And...
You could save some hundreds of dollars by just receiving and comparing quotes from about five insurance quotes sites. And, it will take only a total of 25 minutes.
Funny as it may seem, this is one reason some folks pay higher rates than they should. I hope this is not the case with you.
You will get discounts with some insurers for being part of an auto club. Don't let the size of the discount this may offer deter you from going for it if it makes sense in your situation.
Do your best to represent the facts exactly the way they are. Insurance fraud costs us all.
Furthermore, an insurer has the right to cancel your policy if you give false details.
You'll then lose in a very big way. Insurers increase your rates by a good margin once you've let your policy lapse or had it cancelled for reasons like this.
Insurance fraud costs the average family an extra $1,500 in premium dollars each year. Help make the world a better place by doing your bit to ensure we don't have to pay a lot more.
Stay claims-free for more than three years and most insurers will give you a special discount. Here's a tip: Even though you might have cause to make a claim, don't if they are minor issues. Therefore, if it's a minor case, handle it on your own. What you'll gain from a No Claims discount will certainly outweigh it.
Using your parents' car insurance policy is another option for you an under 25. The fact that you are of driving age means that your parents belong to a better risk age group.
You have to bear in mind, though, that the vehicle must be registered in their name and you must be living with them if you want to use this option. This means that they legally own the vehicle. If the benefits of "independence" outweigh your car insurance savings then this is certainly not alternative for you.
And...
You could save some hundreds of dollars by just receiving and comparing quotes from about five insurance quotes sites. And, it will take only a total of 25 minutes.
About the Author:
To learn more visit Low Cost Auto Insurance and Discount Auto Insurance. Chimezirim Odimba writes on finance.
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