Friday, March 13, 2009

Affordable Car Insurance

By Denver Zemerick

If you think that getting cheap car insurance is beyond possible, then you are clearly mistaken. There are so many ways to get cheap car insurance rates and in fact I'll give you four tips to get affordable car insurance.

Shop and compare for car insurance rates. I got my affordable car insurance rates by shopping around online. As long as you know how to access the Internet, then you don't have any problems at all. All you need to do is to get different car insurance quotes from different carriers online. And then once you got the quotes that you need, compare those quotes, then choose the cheapest possible rate that you can get.

Know you credit score. Make sure you have good credit score. You may not be aware but in most cases, car insurance companies used your credit score in setting you auto insurance rates. The logic for this is simple. If you have good credit score that means you are a responsible person thus car insurance companies believe that you are also a responsible driver also. Insuring a responsible driver means lower risk for car insurance companies.

Increase your deductibles. If you are wondering on what a deductible means this simply refers to what you're going to pay first (from your very own pockets) before your auto insurance company comes in when you made a claim. It's a known fact that people who chose to increase their deductible often get lower auto insurance rates as compared to those who chose to get lower deductibles.

Get a safe parking place for your vehicle. Auto insurance companies take into consideration on how secured your parking area will be for your vehicle. If you have a place that is safe enough from thefts or vandalism, then you may be able to get cheaper car insurance rates.

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