Thursday, March 12, 2009

Auto Insurance Agency

By Trance Villano

The number of auto insurance agencies in the industry today is an indication of how intense the vehicle insurance industry is. The cutthroat competition results to many car insurance companies offering discounted car insurance premiums. There are a number of common promotions that a typical auto insurance agency offers to their clients. If you are looking for a good auto insurance agency, you might want to check if your prospective insurer offers these promotions.

One of the most common promotions offered by an auto insurance agency is discounted multiple vehicle policy. This promotion is usually given since statistics prove that those who have multiple vehicle policies tend to make less number of claims compared to those who have a single vehicle insurance. Car insurers are also more at ease insuring car owners whose vehicles they have previously insured.

It is also worth checking out if the auto insurance agency you are interested in gives discounts to those who have taken driving lessons. Usually, car insurance agencies give lower rates to those who have undergone driving subjects, especially for younger drivers.

It is also a common practice for most auto insurance agencies to give lower rates to vehicles that have security devices like alarm system and brake system. Security devices like these prevent vehicles from being stolen or involved in car collisions, so any auto insurance agency will give the vehicle having these devices with a low risk rating.

A good auto insurance agency also gives discounts to vehicles that have low mileage. Low mileage indicates that the vehicle is not used on long travel, making it more likely to be spared of road accidents.

There are also other kinds of promotions that an auto insurance agency may give out including discounts for those holding multiple policies, good driver or driver's renewal. Some reputable insurance agencies also give dividends to its policy holders.

About the Author:

No comments: