The following will detail some additional discounts that may apply to your auto insurance already. Discover some additional options that may cause your premium to decrease even further. As with most auto insurance companies the more accidents you have been in or tickets you received the greater your insurance premium. If you have a good driving record then your premium will start out low. If you obtain multiple policies from one company such as auto and homeowner policies then you may automatically qualify for additional discounts.
There are some little known additional discounts that you can receive if you meet the qualifications. However most individuals don't know anything about these discounts so they don't even ask when choosing a policy. Individuals with a bachelor's degree in a scientific field or engineer can receive additional discounts as individuals in these fields have less risk. The 21st century group offers discounts of between 10 to 30 percent if you are a scientist or engineer.
Teachers are also considered to be a low risk group and many auto insurance companies including Ohio Casualty, 21st century Group, Horace Mann and Esurance offer additional discounts. An educator discount does have specific qualification, as you may need to be fully certified or teach in a specific state. Sometimes only full time college professors will receive this discount, but if you are a teacher then you should check with your insurance company. You may receive a substantial decrease to your insurance premium.
Geico offers a special military auto insurance discount for active and non-active members. A military member can save between 2 to 15 percents through Geico. Geico offers a special discount if you have a stored vehicle and are receiving hostile-fire pay. They also will drop your coverage to the minimum if you are sent over seas and put your vehicle in storage. Geico is very proud of supporting the military.
The older you are and the longer you are a patron with Hartford AARP auto insurance program will offer greater discounts. Those AARP members will receive larger discounts on multi-policies and multi-vehicle policies. If you have patronized the company for more then 5 years you will receive additional discounts.
It is also possible to get a 10% discount from MetLife is they complete an online course from the National Safety Council. The courses offered can all be taken online or you can order the course in a kit. All of the courses are based on the NSC's defensive driving course. Participating in a defensive driving course is a great way tot drop points from your insurance, particularly if you have received many tickets or been in an accident.
If you think you may be entitled to more discounts or are simply unsure of any additional discounts you should speak to an insurance agent. These additional discounts can greatly affect your insurance premium and taking some extra time investigating different policies can save you quite a bit of money. Make sure you have all of your questions written out and the answers that are provided by each company. You can then determine which company provides you with the best coverage and discounts.
There are some little known additional discounts that you can receive if you meet the qualifications. However most individuals don't know anything about these discounts so they don't even ask when choosing a policy. Individuals with a bachelor's degree in a scientific field or engineer can receive additional discounts as individuals in these fields have less risk. The 21st century group offers discounts of between 10 to 30 percent if you are a scientist or engineer.
Teachers are also considered to be a low risk group and many auto insurance companies including Ohio Casualty, 21st century Group, Horace Mann and Esurance offer additional discounts. An educator discount does have specific qualification, as you may need to be fully certified or teach in a specific state. Sometimes only full time college professors will receive this discount, but if you are a teacher then you should check with your insurance company. You may receive a substantial decrease to your insurance premium.
Geico offers a special military auto insurance discount for active and non-active members. A military member can save between 2 to 15 percents through Geico. Geico offers a special discount if you have a stored vehicle and are receiving hostile-fire pay. They also will drop your coverage to the minimum if you are sent over seas and put your vehicle in storage. Geico is very proud of supporting the military.
The older you are and the longer you are a patron with Hartford AARP auto insurance program will offer greater discounts. Those AARP members will receive larger discounts on multi-policies and multi-vehicle policies. If you have patronized the company for more then 5 years you will receive additional discounts.
It is also possible to get a 10% discount from MetLife is they complete an online course from the National Safety Council. The courses offered can all be taken online or you can order the course in a kit. All of the courses are based on the NSC's defensive driving course. Participating in a defensive driving course is a great way tot drop points from your insurance, particularly if you have received many tickets or been in an accident.
If you think you may be entitled to more discounts or are simply unsure of any additional discounts you should speak to an insurance agent. These additional discounts can greatly affect your insurance premium and taking some extra time investigating different policies can save you quite a bit of money. Make sure you have all of your questions written out and the answers that are provided by each company. You can then determine which company provides you with the best coverage and discounts.
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